DUI and Auto Insurance Nebraska NE
Reader’s Question:
My Nebraska driver’s license was suspended for 30 days for underage drinking. Will my insurance premium increase because of this?
Kimberly
Omaha, NE
Driving under the influence of alcohol or any other controlled substances has been responsible for most car accidents that caused serious injuries and death in the State of Nebraska. This is why it has a zero tolerance law when it comes to drinking while driving, especially if the offender is below the age of 21. This means that operating or having physical control of a moving motor vehicle is strictly prohibited if the blood alcohol concentration (BAC) is 0.08% or higher. At this level, fundamental driving skills and reaction time are substantially impaired. Statistics show that a driver with this much alcohol in the body is more likely to get into a fatal car crash than someone who has not taken any alcohol at all.
Since your driver’s license has been suspended, your insurance will need to file an SR22 form with the Department of Motor Vehicles to prove that you have future financial responsibility before you can receive your new Nebraska license. You will also have to pay necessary fees aside from successfully completing any court ordered driver improvement course, vision exam and/or written exam.
And since Nebraska uses the point system, this DUI infraction will cost you six points on your driving record. This will definitely be a good basis for your car insurance company in raising your premiums since you have clearly demonstrated that you can be a big liability to the company. They may even refuse policy renewal, or worse, they can cancel your policy completely.
Tags: DMV, drunk driving insurance, DUI, DUI insurance, sr22 car insurance
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