Auto Insurance In Nebraska
Reader’s Question:
What are the other auto insurance coverages offered here? I’m thinking of adding some more vehicle insurance cover in Nebraska for more protection. Right now I have liability insurance for bodily injury liability and property damage liability. Thanks!
Judy
Omaha, NE
That’s nice to hear Judy. Adding some vehicle insurance coverages will surely provide you more protection. However, please be careful when choosing the right auto insurance coverage.
The required vehicle insurance cover in Nebraska is liability insurance coverage which includes:
- $25,000 for bodily injury liability for injury or death in the accident per person
- up to a total amounting to $50,000
- and $25,000 for property damage liability for damages on property
The required minimum limits are also known as 25/50/25. Meanwhile, as to your question on what the optional vehicle insurance cover in Nebraska they are:
- Personal Injury Protection (PIP)
- Uninsured/Underinsured Motorist (UIM)
Personal Injury Protection (PIP) offers coverage for yourself and your passengers for medical expenses. On the other hand, Uninsured/Underinsured Motorist (UIM) coverage pays for the damages on your part if you get involved in an accident with a person who does not have car insurance coverage or not sufficient car insurance coverage.
Since it appeared to me that you want to get additional car insurance coverage, you can start looking for one by visiting the websites that offer free online car insurance quotes. For more information about optional vehicle insurance cover in Nebraska, you can ask your auto insurance agent or the Nebraska Department of Insurance.
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